Auto-enrolement can't get any easier with The Accounts Centre by your side...

saving you from hefty fines and hours of unnecessary extra work.

With on the spot penalties starting at £400 and daily penalties ranging from £50-£10,000 (depending on how many staff you have) it's imperative your business has the correct pension auto-enrolment procedures in place. 

According to goverment statistics, over 7 million people in the UK aren't saving anything (or enough) for when they retire.

The auto-enrolment laws aim to make sure that more people are saving more money for when they do finally retire.

Does it affect my business? 

Every business in the UK that employs at least one member of staff is obliged to auto-enrol eligble staff members into a qualifying pension and to make a contribution into a scheme.

You need to assess your workforce to decide who exactly is eligible for auto-enrolment.

'Eligible jobholders' must be...

Working in the UK (or usually working in the UK).

Between the age of 22 and the SPA (State Pension Age).

Earning above £10,000*p.a

Walk you through the tricky tax traps that could catch you out and that most business owners don't know about.

*This threhold is reviewed and subject to change on a yearly basis. 

As an employer, you are required to give your staff prior warning about the scheme (via written letter) and to allow non-eligible jobholders to opt in too. 

You should start considering auto-enrolment as soon as you start thinking about employing staff.

If you require any assistance, or would live further information on auto-enrolment, feel free to give our wonderful team of accountants a call today on: 01829 332010 (Chester) or 0151 380 0104 (Liverpool). 

Free Download 

Download your Free guide to everything you need to know about Pension Auto-Enrolement

  • This field is for validation purposes and should be left unchanged.

So what is required to avoid hefty fines and get my employees on this compulsory scheme? 

The Planning Stage: 


  1. Find out your business's staging date. 
  2. Evaluate who's eligible for auto-enrolment out of your employees, based on age, salary and location.
  3. Organise your records using your current payroll software, making sure that they're up to date and easily accessible. Including: D.O.B, NI Number and the latest contact details for the pensions regulator and scheme provider.
  4. Choose a pension scheme. If you already provide a pension scheme, double-check to see if it qualifies under the auto-enrolment regulations. If not, you need a new one and quick.
  5. Let your staff know via a formal letter, Informing them how it works and how they can opt out if they wish to.
  6. Inform your pension scheme provider.
  7. Let the Pensions Regulator know and complete a declaration of compliance to inform them that you've met the auto-enrolement regulations.
  8. Start contributing between 2% and 8%, depending on your business.
  9. Maintain your recrods ensuring that employees who become eligible (e.g. those who turn 22) are opted in automatically.
  10. Re-enrolment. Every 3 years, you need to re-enrol staff members, whether they've previously opted out or not - you will have to start at step 1 again.

 A real pain, right? 

Unfortunately this is compulsory, but it doesn't have to be something you need you think about...

At The Account Centre we're more than happy to give you a helping hand.

We Will: 

Find your staging date

Set up and support you through the entire process.

Inform your staff

Keep your recrods up to date with advanced software

Save the grief, time and hassle out of the whole process, so you can focus on the important aspects of your business.

Tom Mullins, Chester

Thanks, your team have been wonderful again this year.

Adam Zaki, Chester

Professional, well trained and friendly team. Have been with the Accounts Centre for five years and have the pleasure in recommending them.

Learn how you can get organised with accounting tax

Steven Robinson, Huddersfield

10 years with The Accounts Centre speaks volumes about the excellent, efficient service with a smile they provide.

Learn how you can get organised with accounting tax

Ross Paterson, Chester

Excellent service again, thanks for the advice on setting up the new company

Find out how to launch your business growth

Vincent Friery, Liverpool

I am pleased I moved from PKF several years ago because I feel I have received a much better service from The Accounts Centre since then. In addition (no pun intended) to saving money as well. What impressed me most was the extra service I feel we receive either when we have a query or when having my annual review. I use Liz and her team for both my business tax (turnover >£Sm) and personal. I am normally reluctant to recommend services, in case they let someone down, however, in this case, I have no problem recommending them highly. I’m really glad we changed.

Find out how to launch your business growth

Paul Bates, Chester

I started a small business many years ago and could not have done so without the initial help and guidance from Liz and her team. The confidence of having this support behind me enabled me to focus on my creative ideas and sleep soundly at night knowing all my financial and accounting affairs were in order.

Find out how you can master financial services

Joy Ryan, Liverpool

The Accounts Centre have always been supportive and go above an beyond what is expected. they are highly organised, knowledgeable and have never let me down with getting accounts in on time. I would not use any other accountant business. Wholly recommended on service, support and advice. 5* on everything.

Find out how to launch your business growth

Margaret Williams MBE, North Wales

I would like to take this opportunity of thanking Liz and her team at The Accounts Centre for the amazing amount of help, support and hard work undertaken in order to ensure that our charity accounts were up to date, and also lodged with the Charities Commission on time. Without your help and support, I would have been in a real mess.

Learn how you can get organised with accounting tax

Patrick Ralison, Malpas

I have known Liz for well over a decade and when I set up my business there was no doubt who\would turn to for business advice. The team at The Accounts Centre is always on hand to respond to queries and continues to provide my business with a first-class tax & accountancy service. It is a relief to know a team of professionals are working for you and thus helping you to focus on your customers. I continue to recommend The Accounts Centre for sound and reliable business advice.

Learn how you can get organised with accounting tax

Sue Hunter, Wirral

I have known Liz now for about 8 years, during which time she has acted as my company accountant. Throughout this time, I have had an exemplary service from Liz personally, and from her entire staff at the Accounts Centre. I have utilised a range of services that she offers and have no hesitation to do so even further. I feel that I can approach Liz with any enquiry and it is always dealt with in a speedy, professional and organised manner.

The professional rates charged are extremely competitive; in fact the ‘service’ that Liz offers is undoubtedly value for money. In another context, I have often approached Liz for professional advice which has not always just been financially-related. When asked, she offers me a sound and honest opinion, and not just what she thinks that I may want to hear. This supportive opportunity is of the utmost benefit when working in a small business, especially when you need a confidante to bounce ideas to.
I am delighted to have the opportunity to offer this testimonial and would have absolutely no hesitation in recommending her personally, and the service she offers.

Get planning with us

Andy Butler, North Wales

Liz has been looking after our accounts for two years. We have recently expanded and developed the business to a larger scale. I can, hand on heart say without The Accounts Centre’s help and advice during this expansion I am quite sure the process would not have gone quite so smoothly. 

Liz has personally visited the office to offer advice and has always given regular assistance with ongoing matters. This support is something I feel very fortunate to have and would have no hesitation in recommending Liz and her team’s services and advice to anyone requiring accountancy.


Find out how to launch your business growth

Ian McCann, Fleetwood

I needed an accountant and tax adviser to assist me in working through some outstanding HMRC issues and advise me on issues whilst becoming self-employed. Liz Aspin and her team at The Accounts Centre were recommended to me by an ex-colleague. I am pleased to say that their advice has been invaluable and I’ve always found everyone at TAC willing to assist and provide a professional but assuring personal service. To this end, many of my hard-earned £’s have been retrieved from HMRC and returned to me via the Accounts Centre team. As my good friend did for me, I would not hesitate to recommend the Accounts Centre to anyone in need of excellent friendly accounting service.

Learn how you can get organised with accounting tax

Neil Pownall, Chester

As a client for some years, The Accounts Centre have always provided me with a professional and dedicated service.


Get planning with us

Paul Daniels, Chester

Liz and her team have received several excellent testimonials at business meetings that we have attended. The Accounts Centre provides a professional and personal service and clearly work in partnership with its customers to help them to develop their business.

Find out how to launch your business growth

Helen Lucy, Wrexham

We have worked with The Accounts Centre for over a year now and they offer very good professional advice not only to my business but also those of my clients. They will help you to save money on your tax and are very approachable and helpful. We fully recommend them.

Get planning with us

Roger Lucy, Wrexham

As a small business, The Accounts Centre is friendly, efficient and always willing to offer advice on the most efficient way of saving tax on your business. I wouldn’t use anyone else.


Learn how you can get organised with accounting tax

Richard Minshull, North Wales

I just want to express my thanks for the work that the Accounts Centre did for my company. Liz, the service I received was excellent and the work was done in a most efficient manner and at the agreed price. The end result was a considerable rebate on my VAT!!! I would not hesitate in recommending any company to go to the Accounts Centre for their accounting needs.

Learn how you can get organised with accounting tax

Whether you've got a pensions auto-enrolment already in place, or not, give us a call today to find out how The Account Centre can improve and take the hassle out of your pensions auto-enrolment scheme. 

You wouldn't want to get a penalty would you?