Stay ahead of the curve with our exclusive Tax Card for 2026/27!
This handy little card is your go-to resource for all the major tax rates in place for the upcoming year.
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Income Tax Allowances
2026/27 | 2025/26 | |
Personal allowance* | £12,570 | £12,570 |
Personal savings allowance
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Dividend allowance at 0% | £500 | £500 |
Marriage/civil partner transferable allowance** | £1,260 | £1,260 |
Trading and property allowance*** | £1,000 | £1,000 |
Rent-a-room allowance | £7,500 | £7,500 |
Blind person’s allowance | £3,250 | £3,130 |
* The personal allowance is reduced by £1 for each £2 of income from £100,000 to £125,140.
** Any unused personal allowance may be transferred to a spouse or civil partner, where the recipient is not liable to higher or additional-rate tax.
*** Landlords and traders with gross income from each of these sources in excess of £1,000 can deduct the allowance from their gross income as an alternative to claiming expenses.
Income Tax Bands and Rates
2026/27 | 2025/26 | |
Starting rate of 0% on savings up to*: | £5,000 | £5,000 |
Basic-rate band | £12,571 to £50,270 | £12,571 to £50,270 |
Higher-rate band | £50,271 to £125,140 | £50,271 to £125,140 |
Additional-rate band | Above £125,140 | Above £125,140 |
Basic-rate | 20% | 20% |
Higher-rate | 40% | 40% |
Additional-rate | 45% | 45% |
Dividend basic-rate | 10.75% | 8.75% |
Dividend higher-rate | 35.75% | 33.75% |
Dividend additional-rate | 39.35% | 39.35% |
* The starting rate does not apply if non-savings taxable income exceeds the starting rate limit. Every £1 of other income above the personal allowance reduces the starting rate ‘band’ by £1.
** Assumes the individual is in receipt of a personal allowance